SO-Vehicle Loans

Key Responsibilities:

• Source new business for Commercial Vehicle Loans through direct sourcing, dealerships, and market references.
• Build and maintain strong relationships with vehicle dealers to increase sourcing of loan applications.
• Manage the end-to-end sales cycle including lead generation, application processing, documentation, and disbursement.
• Ensure First Time Right documentation for all loan proposals with timely submission.
• Identify cross-selling opportunities and refer customers for savings accounts, current accounts, term deposits, and FASTag.
• Consistently meet or exceed monthly sales and disbursement targets.
• Provide prompt and professional service to customers and dealers to ensure satisfaction and retention.
• Collaborate with credit and operations teams to ensure smooth loan processing and resolve customer issues.
• Ensure 100% compliance with all internal processes, credit norms, and RBI/regulatory requirements.
• Conduct periodic dealer and market visits to assess business opportunities and competitor activities.

Desired Candidate Profile:

• Education: Graduate in any discipline (MBA preferred but not mandatory).
• Experience: 1–6 years in commercial vehicle loan sales, auto loans, tractor finance, or used car loans.
• Industry Knowledge: Strong understanding of auto finance market, commercial vehicle products, and credit norms.