Senior Credit Manager | Auto Loan

Key Accountability

• Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA)
• Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance.
• Maintain system data quality.
• Comprehensive profile study and financial analysis and proposal making.
• Should be well versed in financial ratios, viability studies, Cash flows, entity net worths check.
• Team monitoring, mentoring and appraisals.
• Timely input on policy enhancements and optimization.
• Knowledge of regulatory reporting on account status and monitoring.
• Understanding market dynamics and frequent visits to customers.
• Portfolio monitoring and reporting to management and relevant stake holders.