Any Graduate or Postgraduate under regular stream with a Minimum of 60% marks and above from a college affiliated to a recognized University are only eligible to apply.
If the percentage of marks is in CGPA mode, the same should be converted into equivalent percentage.
Besides English, candidates should be conversant in the Local language as per the posting location.
Must possess 2-3 years of relevant experience from Banks/NBFC.

Generating leads and meeting potential customers to drive the acquisition of new customers.
Daily CRM checks for new leads, reviewing leads, and updating follow-up details with dates; monitoring and tracking leads.
Conduct a minimum of 4 new customer visits per day and visit mapped branches.
Perform necessary KYC/customer validation/due diligence/market enquiry and collect required data/information as per the checklist.
Communicate document requirements to customers, follow up by calls, and arrange document pickup.

Verify references and conduct necessary unit and security visits before submitting the proposal.
Verify completeness of documents, review financials/bank statements for churn, bounces, and interest servicing, and start the Login Activity.
Submit the proposal with proper validations to the appropriate sanctioning authority through coordinators.
Reply to the queries raised by the processing team with validations.
Coordinate with customers, valuers, operations, and administration throughout the process.
Do the necessary follow-up/obtain sanction and issuance of the sanction letter within the stipulated timelines.
Ensure overall achievement of individual targets.

Coordinate with panel advocates and engineers for title opinion and valuation of properties as per extant guidelines.
Create and execute necessary documents, Memorandum of Deposit (MOD), filing ROC, CERSAI, etc.
Ensure the creation of limits in core banking and the disbursal of sanctioned limits within timelines.
Introduce the Branch Head and other branch officials to the customer for account operations and communicate with the account parking branch.

Ensure monitoring of all post-sanction activities for the first year.
Complete monitoring of the account on an ongoing basis until the next renewal.
Handover the file to the branch for further renewals and service after the first renewal is completed.
Ensure the customer has satisfactory Branch relationships & servicing.

RM to visit the mapped branches to generate potential leads.
Maintain a cordial relationship with the Branch for leads and servicing of the clients.
Achieve cross-sell or upsell targets and forex targets.

Analyze complaints, seek resolutions after customer discussions, and escalate to higher authority if needed.

Relationship Manager