Quality Executive - Retail MFB

• Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality.
• Adhere to agreed SLAs and timelines in completing the activities assigned.
• A skill set of underwriting, disbursements, collateral, coordination with cross-function sales operation function.
• Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral.
• Ensure proper communication of credit decisions to stakeholders.
• Responsible for improving underwriting efficiencies while ensuring adequate risk management.

Responsible for the following verification processes:

• Loan Account Verification
• Cross Verification (Member House Visit)
• KYC Check
• Bank Passbook and other Document Check
• Income and Expense Assessment
• Check on Influence of Middleman
• Negative Area Check
• CPC Checklist Verification
• Loan Card Check of other Lending Institutions
• Bucket Monitoring
• Death Case Verification
• Branch Compliances and ICQ Observation Closure