Portfolio Manager

• The candidate will be required to acquire NTBs in ELC segment & deepen wallet share in existing portfolio of clients.
• Candidate should have experience is undertaking credit risk appraisal & presenting the proposal to relevant forum/s for sanction.
• Should be able to achieve budgets set by Bank's management & bring aggressive growth through SANCTION & DISBURSEMENT of NTBs in ELC.

Specific Roles and Responsibilities:

• Responsible for new client acquisitions as well as maintaining and enhancing the existing portfolio of ELC group
• Ability to structure the facilities as per the client's need and bank's strategy ensuring optimum profitability & sustainability of the business within the regulatory framework.
• Should have knowledge of the local market where he / she knows the leading ELC Clients, Undertake credit risk appraisal, prepare appraisal notes, term sheets & financial model and engage with credit team to resolve queries and present the case to relevant senior management forums for sanction.
• Engage & co-ordinate with various internal teams for relevant approvals, documentation, limit setup, disbursement, post-disbursement compliances and monitoring.
• Ensure end-to-end transaction execution from origination to completion.
• Engage and maintain senior management relationships of ELC clients to deepen wallet share, negotiate pricing &
• Cross-sell other banking products like CMS, salary a/cs, corporate cards and insurance.
• Responsible for monitoring and maintaining credit health of the portfolio &
• Take appropriate steps to proactively mitigate any sign of stress in the portfolio.