HD

Operations Executive - Micro Lending (ML)

Hdb Financial Services
Motihari1-4 LPA Posted 20 Jun 2025
FULL TIME
Communication Skills
Kyc
Interpersonal
File Management
Budget Management

Job Description

Roles & Responsibilities

  • Coordinate closely with the central operations team to streamline processes.
  • Manage and oversee all aspects of disbursements for Micro Lending loans.
  • Prepare and maintain daily and monthly Management Information System (MIS) reports.
  • Conduct thorough verification of customer KYC (Know Your Customer) and secondary documents.
  • Ensure timely loan disbursements to customers.
  • Uphold and ensure strict adherence to company policies and procedures at all levels.
  • Thoroughly check all loan files to ensure data completeness and relevance.
  • Oversee and manage cash flow related to micro-lending operations.

Preferred Candidate Profile

Mandatory Skills

  • Education: Graduate with 1 to 4 years of overall experience, including 1 to 2 years of relevant experience in operations or micro-lending.
  • Interpersonal & Communication Skills: Strong ability to interact effectively with colleagues and customers, both verbally and in writing.
  • Target & Budget Management: Proven ability to set, manage, and achieve targets and budgets.
  • Result-Oriented: A strong drive to achieve desired outcomes and meet operational goals.
  • Record & File Management: Excellent organizational skills with a strong ability to manage and maintain accurate records and files.

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