Mortgage Analyst

• 2 to 5 years of work experience in Mortgage Servicing domain

Job Requirement:

• Any full-time graduate (10+2+3).
• Immediate joiners are preferred.
• Willingness to work in night shifts.
• Mode of Salary credit should be through banks from all the employers (No cash in hand)
• All educational and employment documents are mandatory to have.

Skill Requirement:

• Experience in mortgage servicing/ mortgage origination is preferred.
• Strong understanding of mortgage products, loan processes and financial regulations i
• Good Analytical skills, excellent judgment, logic and reasoning
• Being Flexible for working in Multiple Shifts
• Computer literate and strong familiarity with credit financial analysis techniques
• Excellent verbal and written communication and interpersonal skills
• Ability to work independently in a Team environment
• Reviews forms, disclosures, and other documents to validate information and ensure compliance with applicable laws and regulations
• Tracks compliance questions and requirements
• Closely work with underwriters for Various denial reasons and Denial codes
• Communicates with loan officers/area managers/team members to provide direction and guidance on applicable regulations.
• Knowledge of two federal laws the Equal Credit Opportunity Act (ECOA), as implemented by Regulation B, and the Fair Credit Reporting Act (FCRA)
• Disclosure requirements under the FCRA mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)
• Take action on the application and notify the applicant according to Regulation B's standard notice requirements
• Validates the denial codes are Accuracy of the codes
• Knowledge of underwriting policies and guidelines.