Manager - Retail Credit

Role Responsibilities:

1. Review and assess loan applications, ensuring compliance with guidelines and SLA adherence.
2. Conduct customer discussions, ensuring proper completion of KYC and credit documentation.
3. Maintain and report on Portfolio MIS, Delinquency MIS, and other relevant operations data.
4. Oversee credit underwriting processes, managing quick decision-making and collaboration with sales teams.

Job Requirements:

1. Graduate, preferably with a CA or MBA qualification.
2. In-depth knowledge of credit risk, mortgage products, and loan-to-value ratios.
3. Proven ability to handle credit proposal reviews, risk mitigation, and collateral verification.
4. Strong focus on service quality standards and continuous process improvement.