Manager Finance & Accounts (NBFC)

Key Responsibilities:

Finance & Accounts Operations

• Manage month-end and year-end closures.
• Supervise accounts payable and receivable.
• Oversee general ledger, payroll, cash receipts, and utility payments.
• Conduct revenue and expense variance analysis.
• Handle treasury operations including budgeting and cash flow forecasting.
• Track and reconcile capital, fixed assets, and debt servicing.

Financial Reporting & Analysis

• Prepare and consolidate financial statements in line with IND-AS.
• Deliver regular MIS and financial performance reports.
• Analyze key metrics such as yield, cost of borrowing, and Net Interest Margin (NIM).
• Support decision-making through financial modeling and data insights.

Regulatory & RBI Compliance

• Ensure adherence to RBI Master Directions, LCR, ALM, and CRAR norms.
• Liaise with RBI, statutory auditors, and compliance stakeholders.
• Submit accurate and timely disclosures under IND-AS and RBI regulations.

Systems, Controls & Compliance

• Contribute to ERP implementations (Tally, Oracle, SAP).
• Establish and monitor financial controls and risk mitigation systems.
• Automate reconciliation and reporting workflows.
• Compute IND-AS adjustments: EIR, ECL, and EIS.

Fund Management & Borrowings

• Manage working capital and coordinate fund drawdowns.
• Maintain compliance with loan covenants and repayment schedules.
• Handle securitization, Direct Assignment (DA) accounting, and investor reports.

Treasury & ALM Oversight

• Support liquidity profiling and ALM planning.
• Prepare ALCO reports and collaborate with Risk function for alignment.

Budgeting & Operational Finance

• Lead budgeting for disbursements, collections, and operational KPIs.
• Monitor cost-to-income ratios and collaborate with business leaders.

Audit & Governance

• Coordinate internal audits (lending, expenses, vendors).
• Facilitate statutory and RBI audits and close audit points efficiently.

Experience Requirements:

• Strong experience in preparing IND-AS-compliant financial statements (standalone and consolidated).
• Knowledge of IFRS; experience in Saudi Arabia is a plus.
• Practical expertise in taxation, treasury, revenue management, and compliance.
• Experience in board-level MIS and financial presentations.
• Demonstrated background in budgeting, forecasting, and modeling.