Loan Officer - Retail MFB

Roles and Responsibilities

• Achieve disbursement targets while minimizing delinquency.
• Identify Joint Liability Groups (JLGs) and disbursed loans suitable for target customers and geographies.
• Drive business growth by developing and managing teams for deeper market penetration.
• Assess potential client base and product acceptability in new regions to expand operational areas.
• Manage disbursement, repayment, and delinquency, meeting daily/weekly collection targets.
• Conduct follow-ups on disbursed loans, especially for late payments.
• Undertake regular field visits, center meetings, and loan applicant assessments.
• Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds.
• Build strong client relationships internally and externally and enhance brand recognition.
• Ensure weekly/daily meetings and center visits are conducted.