Loan Officer - Retail MFB

• To ensure the achievement of disbursement targets with minimum delinquency.
• Identifying Joint Liability Groups (JLG) & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment, and delinquency management, achieving daily/weekly collections targets.
• Makes a close follow up of the disbursed loans, especially those not paying on time.
• Undertake regular field visits, Centre Meetings, and loan applicants.
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly/daily meetings & visits to centres.

Qualifications: Fresher to maximum of 5 years experience as a sales officer in the microfinance business

Key Skills: Relationship management, Business sourcing, Flair for sales, Microfinance, JLG model, Customer service