ADAdecco India Private Limited
Live Underwriter
Bangalore ₹5-10 LPA Posted 20 Jun 2025
FULL TIME
Risk Assessment
Fraud Detection
Job Description
- Ability to evaluate complex mortgage loan applications and make sound decisions based on multiple financial factors.
- Ensures accuracy, completeness, and compliance in documentation and underwriting processes.
- Deep understanding of federal, state, and company lending guidelines and the ability to apply them effectively.
- Skilled in identifying potential fraud, red flags, and risk factors to protect the organization.
- Proficient in assessing credit history, income, assets, and collateral (4Cs) for borrower evaluation.
- Works closely with processors, advisors, and management to optimize processes and resolve issues.
- Continuously looks for opportunities to improve workflow, tools, and overall efficiency.
- Comfortable using underwriting platforms like Encompass and other related tools.
- Able to explain underwriting decisions clearly and professionally to both internal and external stakeholders.
- Prioritize tasks efficiently to ensure timely completion of underwriting reviews while meeting high standards.