Individual Loan Officer - Retail MFB

Key Objective of the Job:

• Drive sales of the Rural Individual Loan business and achieve defined business deliverables.

Major Deliverables:

• Ensure onboarding of quality customers to maintain the highest portfolio quality.
• Identify and source potential rural individual loan customers, ensuring loan disbursement as per internal processes and policies.
• Conduct business and home verification for potential customers and perform financial analysis to determine appropriate loan amounts.
• Drive business growth across assigned territories through deeper market penetration and customer outreach.
• Achieve disbursement targets and maintain desired productivity levels.
• Maintain high collection efficiency with minimal delinquency.
• Conduct regular follow-ups with overdue customers to ensure timely repayment.
• Build and nurture strong client relationships internally and externally to enhance brand presence and trust.
• Ensure high accuracy and compliance by achieving First Time Right (FTR) performance.
• Participate in continuous learning and development programs for professional growth and upskilling.
• Adhere strictly to company products, processes, and policy guidelines.

Qualification:

• Graduate in any discipline.