Individual Loan Officer - MFB

Job description

• To drive Rural Individual Loan business sales and achieving business deliverables.

Major Deliverables:

• Ensuring onboarding of quality customers to maintain highest portfolio quality.
• Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process
• and policy
• Conducting business and house verification for the potential customer along with financial analysis to
• finalize the desired loan amount.
• Enabling business growth across assigned territories for deeper market penetration and reach.
• To ensure achievement of disbursement targets and achieving desired productivity numbers.
• Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.
• Continuous follow up of overdue customers if any to ensure their repayment.
• Build strong client relationships both internally and externally and build a strong brand identification with
• existing and potential customer base.
• Achieving highest First Time Right (FTR)
• Constantly engaging in learning and development programs to upskill.
• Adherence to product, process, and policies of the company.