Head Treasury:Treasury_AFL

Responsibilities:

Treasury Strategy & Liquidity Management:

• Design, implement, and oversee treasury strategies to ensure optimal liquidity for business requirements and buffer for stress events.
• Deliver lower cost of funds while achieving maximum net interest margin and minimizing market risk exposure.
• Develop hedging strategies to manage interest rate risk.
• Actively manage liquidity to optimize fund usage and generate trading income through bonds and equities.

Funding & Capital Management:

• Define strategies for optimum mix of borrowing between money market and banks to ensure structural liquidity and cost optimization.
• Develop alternative funding channels like external commercial borrowings and retail bonds.
• Plan total borrowings by maintaining an optimal mix of core and supplementary capital.

Stakeholder Management & Representation:

• Represent the organization to Institutional Investors (Mutual Funds, Insurance, etc.), Banks, Rating Agencies, Auditors, and Regulators.
• Maintain strong relationships with internal and external stakeholders.
• Strategize internal engagement via Asset Liability Committee (ALCO), Investment Committee, and business heads for pricing and other issues.

Compliance & Policy Management:

• Set up policies and processes compliant with RBI/SEBI guidelines.
• Evaluate complex financial systems and implement methods, procedures, and records efficiently.
• Participate in ALCO and Investment Committee meetings and report to the board for approval on investment guidelines.

Monitoring & Reporting:

• Ensure timely mobilization of funds and alignment of tier II capital with business needs.
• Monitor and manage the balance sheet and overall financial position.