Deputy Manager:Risk_AFL

Key Responsibilities

• Prepare and review the loan portfolio with risk insights to improve asset quality and present findings to stakeholders
• Review Early Warning Signals (EWS) and Quick Mortality accounts; develop models to assess default propensity
• Develop, maintain, and monitor scorecards and BRE, ensuring deployment accuracy and timely updates in scoring engines
• Perform stress testing on loan and securitization portfolios and highlight potential risks
• Monitor internal guardrails and Risk Appetite Statements approved by committees
• Review and recommend enhancements to credit policies to mitigate credit risk; propose modifications for approval and rollout
• Prepare and present retail portfolio decks, agenda notes, and minutes to internal stakeholders and committees
• Engage in related activities for credit risk mitigation, including risk-based pricing, delegation of authority review, collateral risk assessment, and training of credit and operational teams