STStripe
Credit Risk Operations Manager
Bangalore ₹6-7 LPA Posted 24 Jun 2025
FULL TIME
fintech
risk modeling
Team Management
Credit Underwriting
Financial Analysis
+1 more
Job Description
- Recruit, manage, coach, and develop a new team of in-office Credit Risk Operations Associates.
- Execute on credit underwriting frameworks to evaluate financial statements and business models—from venture-backed startups to established entities.
- Identify key assumptions and trade-offs to inform optimal credit risk decisions.
- Drive operational performance and process improvement to maintain credit tolerance and optimize customer experience.
- Build and nurture a high-performing team culture, ensuring team members are engaged, effective, and progressing in their careers.
- Set clear team goals, expectations, and provide regular, constructive performance feedback.
- Use data-driven analysis for performance tracking and decision-making.
- Promote and embody company values such as transparency, empathy, inclusion, and empowerment.
- Minimum Requirements:
- 7+ years of experience managing credit risk and/or underwriting teams.
- Strong background in commercial credit underwriting, risk modeling, and cash flow forecasting.
- Ability to convert business/financial data into narratives outlining credit risk and mitigation strategies.
- Experience collaborating with globally distributed internal stakeholders.
- Operational experience, including process implementation and service delivery.
- Strong problem-solving ability in ambiguous situations.
- Ability to perform the core responsibilities of user-facing teams with high quality standards.
- Excellent written and verbal communication skills in English.
- Preferred Qualifications:
- Experience in payments, e-commerce, or fintech.
- Experience building and scaling teams from scratch (zero to one).
- Background in high-growth technology environments.