Credit Manager – Underwriting Unsecured Business

•Interpreting credit bureau reports, assessing income, analyzing bank statements, and evaluating eligibility of hubs and service centers

•Interacting with customers to understand their needs and provide solutions within available product ranges

•Building and maintaining strong internal and external stakeholder relationships

•Ensuring all lending procedures comply with audit and regulatory requirements

•Optimally using loan origination and management systems for efficient processing

•Providing feedback to credit policy based on underwriting experience

•Maintaining credit TAT and managing daily loan volumes

•Applying market, product, and process insights to make informed credit decisions