Credit Manager – Underwriting (Secured Business)

•Evaluate secured business loan applications by analyzing financial statements, credit reports, and supporting documents

•Conduct comprehensive risk assessments considering borrower financials, industry trends, and market conditions

•Assess and validate collateral to ensure adequate coverage and compliance with lending norms

•Ensure strict adherence to underwriting guidelines, internal policies, and regulatory requirements

•Make informed credit decisions balancing risk and business objectives

•Review and verify loan documentation for accuracy, completeness, and compliance

•Monitor secured loan portfolio performance and proactively identify potential risks

•Collaborate with cross-functional teams such as risk, legal, and compliance

•Communicate effectively with stakeholders to gather information and convey decisions

•Drive continuous improvement in underwriting processes and efficiency