Credit Manager - PL

Roles and Responsibilities

• Manage credit risk by assessing borrower's financial status, evaluating loan applications, and determining loan amounts.
• To manage credit management function and oversee the according to, policy and process credit control of all loan files.
• To achieve disbursement target as per the business plan
• To take prudent credit decision & sanction proposal based on available information and interact with the applicants
• To execute credit appraisal and monitor the same for the location
• Ensure adherence to the policy & compliance in, the location
• To execute productivity as per the business plan
• To ensure TAT as per the policy for seamless
• business operations, To ensure portfolio quality
• To maintain the approval rate as per the policy guidelines
• To coordinate with the sales team and develop, business strategies