Credit Manager | Auto Loan

Roles and Responsibilities

• Manage a team responsible for credit underwriting, analysis, approval, and policy management.
• Review and analyze credit proposals from various sources (direct, indirect) to assess risk.
• Conduct thorough credit checks on customers using Cibil data, banking statements, income documents, etc.
• Develop expertise in commercial vehicle loans, fleet credit, used car loans, four wheeler loans, retail assets, auto finance products.
• Ensure compliance with regulatory requirements and internal policies related to credit risk management.

Desired Candidate Profile

• 3-8 years of experience in Credit Management or similar role in NBFCs or banks dealing with Retail Assets/Auto Loans/Commercial Vehicles.
• CA/MBA/PGDM degree required; relevant certifications like IRDA/NCFM preferred but not mandatory.
• Strong understanding of Indian financial markets and regulations governing lending activities.