Credit Manager – Credit Hub (Underwriting Secured Loans)

•Conduct detailed underwriting of secured loan applications including mortgages and other collateral-backed loans

•Evaluate applicant financials, credit history, and collateral to determine creditworthiness

•Perform risk assessment and recommend appropriate loan structures, terms, and conditions

•Ensure compliance with internal credit policies, underwriting standards, and regulatory requirements

•Make informed credit decisions on approvals, rejections, or restructuring options

•Collaborate with relationship managers, credit analysts, and other stakeholders for efficient loan processing

•Monitor and manage secured loan portfolio performance and identify emerging risks

•Ensure accurate documentation and coordination with legal and compliance teams

•Provide support and guidance on complex underwriting cases

•Prepare reports on portfolio performance and provide insights to senior management