Credit Manager & Credit Processing Officer

Candidate Requirements

• PG with commerce background/ PGDM/ MBA in Finance.
• 5 to 8 Years of Experience in Retail Credit Processing in any Bank/NBFC.
• Understanding of loans and lending procedures.
• Excellent analytical and mathematical skills.
• Good written and verbal communication skills.
• Good interpersonal skills.
• Attention to detail.
• Ability to work under pressure.

Roles & Responsibilities

• Evaluate Clients Creditworthiness.
• Approve or reject loan requests, based on credibility, potential revenues and losses.
• Prepare loan appraisals and maintain records of loan applications.
• Coordinating with various stakeholders in the organization for processing of loans.
• Submission of periodic reviews on the loan proposals handled.

Key Performance Indicators

• Ensure low TAT (Turnaround Time).
• Maintaining quality portfolio by complying with regulations and credit policy.
• Knowledge enrichment/ Learning.
• Good interpersonal Skills.