JA

Credit Manager

Jana Small Finance Bank
Chandigarh3-7 LPA Posted 19 Jun 2025
FULL TIME
Credit Analysis
Risk Assessment
Negotiation Skills
Regulatory Compliance
Financial Modeling
+1 more

Job Description

Description

The Credit Manager will be responsible for managing the credit risk of the organization by assessing and monitoring customer creditworthiness, developing credit policies, and ensuring timely collections. The ideal candidate will have a strong financial background and experience in credit management.

Responsibilities

  • Assessing credit risk and determining credit limits for customers.
  • Monitoring accounts receivable and ensuring timely collections.
  • Analyzing financial statements and credit reports to make informed credit decisions.
  • Developing and implementing credit policies and procedures.
  • Collaborating with sales and finance teams to ensure alignment on credit decisions.
  • Preparing reports on credit metrics and presenting findings to management.

Skills and Qualifications

  • Bachelor's degree in Finance, Accounting, Business Administration, or related field.
  • 3-7 years of experience in credit management or related financial roles.
  • Strong understanding of credit analysis and risk assessment techniques.
  • Proficient in financial modeling and analysis tools.
  • Excellent analytical and decision-making skills.
  • Strong communication and negotiation abilities.
  • Familiarity with relevant financial regulations and compliance standards.
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