Business Analyst/Project Manager– Payments & Cards

Key Responsibilities:

Business Analysis & Requirement Gathering:

• Gather, analyze, and document business requirements related to cross-border payment processing and regulatory compliance (e.g., AML, sanctions screening).
• Collaborate closely with business stakeholders, technology teams, and payment networks (e.g., SWIFT, ISO 20022) to define and validate solutions.
• Translate complex payment flows and settlement processes into clear functional specifications and user stories.
• Document and validate business rules, process models, and data flows associated with payment schemes such as SEPA, TARGET2, and CHAPS.

Payments Domain Expertise:

• Provide subject matter expertise on the end-to-end lifecycle of payments, including initiation, processing, clearing, and settlement of payments.
• Exhibit knowledge of credit/debit cards, international and domestic payment schemes, and cross-border payment schemes.
• Work with stakeholders to map and document clearing, settlement, and corporate actions processing, including systems and flow integration.
• Knowledge of SWIFT messages (MT, pain., pacs. series) and their role in settlements and corporate actions flows.
• Leverage understanding of ISO 20022 migration to assist in planning and executing the migration process to modernized payment standards.
• Actively participate in the integration of ISO 20022 standards across payment systems in alignment with regulatory timelines and business objectives.

ISO 20022 Transformation Leadership:

• Lead the end-to-end delivery of ISO 20022 transformation initiatives, ensuring alignment with business and regulatory requirements.
• Provide strategic direction, governance, and oversight to ensure timely and quality delivery of program milestones.
• Collaborate with cross-functional teams (business, technology, operations, vendors) to ensure seamless integration of new payment schemes and standards.
• Coordinate the implementation of ISO 20022 standards and payment modernization initiatives within the project scope.

Project Lifecycle & Testing Support:

• Support the end-to-end project lifecycle, from requirements gathering to delivery, including testing and defect resolution.
• Ensure requirements traceability and assist in the creation of test cases for validating payment processes and solutions.
• Participate in regulatory compliance assessments to ensure adherence to legal frameworks (e.g., AML, sanctions screening).
• Support testing activities for cross-border payment solutions, including validating SWIFT gpi, ISO 20022, and other payment standards.

Domain Knowledge & Best Practices:

• Demonstrate an in-depth understanding of payment networks, industry standards (SWIFT, ISO 20022, SEPA, etc.), and compliance.
• Provide expert advice on cross-border payments, FX, and clearing and settlement systems in various global markets.
• Help define and implement best practices for managing payments-related transformations and modernization initiatives.

Communication & Stakeholder Management:

• Ensure effective communication of complex concepts and technical requirements to business stakeholders and senior leadership.
• Serve as the main point of contact for business requirements and provide regular updates on project status, risks, and mitigation strategies.
• Collaborate with external vendors and internal teams to ensure alignment across all aspects of the payments transformation program.