HD

Branch Manager

Jaipur ₹5-10 LPA Posted 20 Jun 2025

FULL TIME

Team Leadership

Customer Relationship Management

Target Achievement

Business Development

Sales Strategy

Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. •
Verifying the promoters track record & ascertaining their credit worthiness. •
Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards
Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal
PDD Tracking and closure
Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Credit Decisions
Take sound lending decisions based on available information & interactions with the applicants.
Manage credit quality and control delinquencies, frauds. Monitoring Performance
Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity
Preferred candidate profile -
Graduate/Postgraduate.
4-6 years Credit/Underwriting experience.
Understanding of portfolio metrics.
Strong inter-personal skills which encourages and promotes enthusiasm and team spirit