Associate Relationship Manager - Banking

Job Title Assistant Relationship Manager Corporate Banking

Grade - Manager / Senior Manager/AVP

Department Corporate Banking

Eligible Grade Mgr / SM

Reporting To Relationship Manager - Corporate Banking

A. Position Purpose

To assist RMs in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards.

Sr. Key Responsibilities

1 Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base

2 Support in coverage of clients with revenues in excess of Rs.2000 Crs

3 Credit analysis, risk identification, credit presentation (credit memo)

4 Delivery of banking solutions in collaboration with other parts of the bank

5 Work with product and support teams under the guidance of RM to ensure seamless credit delivery

Qualifications

Essential MBA from premier campus / CA

Experience

Essential 4 to 6 Years

a. Technical Skills

Skill Attribute

Business Analysis • Credit writing skills with comprehensive coverage of all risk related issues • Ability to spot new business opportunities; • Interaction with clients; • Strong communication skills verbal, and written (including report writing, presentations, etc);

Knowledge Working knowledge of • Client business including working capital cycle and growth requirements; • Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management; • Banking products and procedures; • Documentation

b. Behavioural Skills

Skill Attribute

• Behavioural Skills • Self-Driven and Proactive • High level ownership & Accountability • Analytical Thinking • Team Work • Excellent communication skills • Capability to handle interaction with senior management of clients and other external partners • Problem Solving